Below are some known "Buying or Payment"  Considerations.  (1) (2) (3) below are in order of preference when possible

	Vendor-Payee	(1)  Credit Card	(2)  Debit Card	(3)  Usual Check
	Church or Ministry (4)	xxx	xxx	xxx
	Grocery Stores	xxx	xxx	xxx
	Drug Stores	xxx	xxx	xxx
	Department Stores	xxx	xxx	xxx
	Vehicle Operational Costs	xxx	xxx	xxx
	Other Vendors	xxx	xxx	xxx
	Vehicle Payment (4)		xxx	xxx
	Mortgage Payment (4)		xxx	xxx
	Health Insurance (4)		xxx	xxx
	Life Insurance (4)		xxx	xxx
	Certain Local or Fed/State Taxes	xxx	xxx	xxx
	Doctors/Dentist	xxx	xxx	xxx
	Utilities	xxx	xxx	xxx
	Any Other Payee	xxx	xxx	xxx

    (1)  Use plastic charge credit card or arrange for payment to go directly to credit card statement
    (2)  Use plastic as if you wrote a check
    (3)  You preferably manually hand-write a check - so that the computer system DOES NOT produce and print the check etc.  Or you are not required to buy checks for just the use of the computer, etc.
    (4)  You have the option of NOT taking action; the payee automatically processes via option (1) or (2)

          Within context of the foregoing and when you function weekly, sometimes it is best for the Plastic process to function as much as possible as if you write a check.  This way the bookkeeping process only involves processing via the Bank account and not via the liabilities account  (Credit Card acct payable)  plus the Bank account.

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By:  Jim Bramer                                                                                    March, 2007
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          This was updated on October 19, 2008